Accrue an APY that's 15x higher than the national average. Your interest is compounded daily and credited to your account every month. Set, reach, and exceed your savings goals. Access and monitor your money 24/7/365 online or via our mobile app.

There are no fees to open a High Yield Savings Account or High Interest Checking Account. Quontic makes money through interest on loans as they are a bank.

Quontic's Mobile Banking service utilizes best practices such as HTTPS, 128-bit SSL encryption, device profiling, biometric or password access, and application time-out when your mobile device is not in use. Only the mobile devices that you personally enroll in the service can access your accounts. In addition, no account data is ever stored on your mobile device.